Looking for a credit card that offers cash rewards with no hassle? Look no further than the Wells Fargo Active Cash® Card. With attractive rewards, exceptional benefits, and flexible redemption options, this card is designed to enhance your spending experience. Whether you’re shopping, dining out, or traveling, the Active Cash® Card has you covered.

Key Information about the Active Cash® Card

How Does the Annual Fee Work?

If you’re tired of dealing with annual fees, you’ll appreciate the Wells Fargo Active Cash® Card, which comes with a $0 annual fee. That’s right – no annual fee to worry about. Spend with peace of mind knowing that you won’t be charged just for having the card.

With the Wells Fargo Active Cash® Card, you can enjoy all the benefits of a credit card without the added cost. Whether you’re making everyday purchases or planning a big expense, this card offers convenience and flexibility without any hidden fees. Apply today and start enjoying the freedom of a fee-free credit card.

How is the Credit Limit Determined?

For conventional and consigned cards, the credit limit is determined by the institution based on various factors such as credit history, income, and debt-to-income ratio. However, with prepaid cards, you’re in control. Simply deposit funds onto the card, and you decide your spending limit.

This gives you the flexibility to manage your finances according to your needs and preferences, without the risk of overspending or accruing debt. Whether you prefer the convenience of a traditional credit card or the control offered by a prepaid card, there’s an option available to suit your financial situation and goals.

Advantages of the Active Cash® Card

• Earn unlimited 2% cash rewards on purchases with no categories to track or quarterly activations.
• Enjoy a 0% intro APR for 15 months on purchases and qualifying balance transfers, followed by a competitive variable APR.
• Benefit from additional features such as Cellular Telephone Protection, Auto Rental Collision Damage Waiver, and Travel Emergency Assistance Services.

Standout Advantage: Cash Back Rewards

What sets the Active Cash® Card apart is its generous cash back rewards program. Earn unlimited 2% cash rewards on every purchase, without the hassle of tracking categories or activating bonuses. Whether you’re buying groceries, filling up your gas tank, or treating yourself to a nice dinner, you’ll earn cash rewards on every dollar spent.

With no caps or restrictions, the rewards add up quickly, allowing you to maximize your earnings with every swipe. Plus, with cash rewards that never expire, you have the flexibility to redeem them whenever you choose, giving you even more value for your money.

Disadvantages of the Active Cash® Card

• While the card offers numerous benefits, it may not be suitable for those who prefer specialized rewards or perks tailored to specific spending categories.
• If you’re someone who carries a balance, the variable APR after the intro period may not be the most competitive option available.

Notable Disadvantage: Limited Specialized Rewards

While the 2% cash back on all purchases is appealing, some users may find that other cards offer higher rewards rates for specific spending categories such as dining, travel, or groceries. If you’re someone who spends heavily in these areas, you may be able to maximize your rewards with a different card that offers higher cash back rates in those specific categories.

Additionally, consider your spending habits and preferences when choosing a rewards card to ensure that you’re getting the most value out of your rewards. By comparing different cards and their benefits, you can find the one that best aligns with your lifestyle and financial goals.

Who Can Apply for the Active Cash® Card?

To apply for the Wells Fargo Active Cash® Card, applicants must meet certain criteria, including a minimum age requirement, a specified minimum income, and a satisfactory credit history. The card may be available to individuals with varying credit profiles, but approval is subject to credit qualification.

Typically, applicants must be at least 18 years old, although some cards may have a higher minimum age requirement. Additionally, individuals are generally required to have a stable source of income to demonstrate their ability to manage credit responsibly.

A positive credit history is also essential, as it helps determine eligibility and the terms of the card, including the credit limit and APR. By meeting these requirements and demonstrating responsible financial behavior, applicants can increase their chances of approval and access the benefits offered by the Wells Fargo Active Cash® Card.

How to Apply for the Active Cash® Card

Online Application

Applying online for the Active Cash® Card is quick and easy. Simply visit the Wells Fargo website, navigate to the credit card section, and follow the prompts to complete your application. You’ll need to provide some personal information, such as your name, address, income, and employment details.

Additionally, you may be asked to provide your Social Security number and other identification information to verify your identity. Once you’ve submitted your application, Wells Fargo will review your information and determine your eligibility for the card. If approved, you’ll receive your new Active Cash® Card in the mail, typically within a few weeks.

Mobile Application

For added convenience, you can also apply for the Active Cash® Card through the Wells Fargo mobile app. Download the app from the App Store or Google Play, log in to your account, and submit your application directly from your smartphone or tablet. The mobile application offers a streamlined and user-friendly interface, making it easy to complete your application on the go.

Simply follow the prompts, provide the required information, and submit your application with just a few taps. Once submitted, Wells Fargo will review your application and notify you of the decision. Applying through the mobile app is a convenient option for busy individuals who prefer to manage their finances on their mobile devices.

In-Person Application

If you prefer a more personal touch, you can visit a Wells Fargo branch or store to apply for the Active Cash® Card in person. Speak with a representative who can assist you with the application process and answer any questions you may have.

With the Wells Fargo Active Cash® Card, earning cash rewards on your everyday purchases has never been easier. Apply today and start enjoying the benefits of hassle-free cash back rewards.