The Rogers Red World Elite® Mastercard® is a standout choice for those who value premium rewards and robust features in a credit card. Offering an attractive blend of cash-back rewards, travel benefits, and essential insurance protections, this card delivers tremendous value, particularly for frequent travelers and online shoppers.

What sets it apart is its no annual fee policy, making it an accessible option for users seeking a reliable card with no recurring costs. Whether you’re earning cash back on purchases or enjoying exclusive travel perks, the Rogers Red World Elite Mastercard is designed to enhance your financial journey.

Key details about the Rogers Red World Elite Mastercard

How does the annual fee work?

One of the most attractive aspects of the Rogers Red World Elite Mastercard is its no annual fee structure. Unlike many premium cards, which charge substantial fees for comparable benefits, this card lets you enjoy high-tier rewards without the added financial burden.

The absence of an annual fee allows cardholders to focus entirely on earning rewards and taking advantage of perks without worrying about offsetting a yearly cost. This makes it an excellent choice for budget-conscious individuals seeking to maximize their credit card benefits.

How is the credit limit determined?

The credit limit for the Rogers Red World Elite Mastercard is determined based on your financial profile. This includes your:

• Credit history: A track record of responsible credit usage can result in a higher limit.
• Income: Meeting or exceeding the minimum income requirements of $80,000 personal or $150,000 household ensures eligibility for this card.
• Debt-to-income ratio: Lower debt levels relative to income can improve your chances of receiving a higher limit.

Rogers Bank evaluates your financial stability during the application process to provide a limit that aligns with your spending capacity and creditworthiness.

Advantages of the Rogers Red World Elite Mastercard

The Rogers Red World Elite Mastercard offers an array of benefits, making it a top-tier choice for many users. Below are its key advantages, explained in detail:

• Generous cash-back rewards: Earn 3% unlimited cash back on eligible U.S. dollar purchases and up to 2% on non-U.S. dollar purchases with qualifying services from Rogers, Fido, or Shaw.
• Travel perks: Enjoy complimentary membership to the Mastercard Travel Pass by DragonPass, providing access to over 1,300 airport lounges worldwide (with a $32 USD fee per visit).
• Insurance coverage: Benefit from extended warranty, purchase protection, emergency medical, and trip cancellation insurance.
• Flexibility in redemption: Redeem your cash-back rewards directly for Rogers, Fido, or Shaw services or apply them toward everyday purchases, such as groceries and travel expenses.
• Roam Like Home days: Rogers mobile customers receive five complimentary Roam Like Home days each year, valued at up to $75.
• No additional fees for extra cardholders: Add supplementary cardholders to maximize rewards without any extra cost.

Standout benefit: cash-back rewards

The most notable feature of the Rogers Red World Elite Mastercard is its cash-back rewards program. With rates as high as 3% for U.S. dollar purchases and 2% for non-U.S. dollar purchases tied to eligible Rogers, Fido, or Shaw services, this card outshines many competitors. Cardholders also receive 1.5 times more cash back when redeeming rewards for eligible Rogers services, maximizing the value of every dollar spent.

Disadvantages

While the Rogers Red World Elite Mastercard offers significant benefits, a few limitations might make it less suitable for certain users:

• High-income eligibility requirements: Applicants must meet a minimum personal income of $80,000 or a household income of $150,000.
• Limited rewards categories: Unlike some cards, this one does not offer multipliers for specific spending categories like groceries or gas.
• Lounge access fees: Although cardholders receive complimentary membership to Mastercard Travel Pass, visits incur a $32 USD charge per person.

Highlighted disadvantage: income requirements

The card’s income eligibility threshold may deter some potential applicants. While the rewards and benefits are exceptional, the high-income requirement limits accessibility, particularly for those with moderate earnings or students seeking their first credit card.

Who can apply for this card?

To qualify for the Rogers Red World Elite Mastercard, applicants must meet the following criteria:

• Be at least 18 years old or the age of majority in your province or territory.
• Have a minimum annual personal income of $80,000 or a household income of $150,000.
• Possess a strong credit score and a history of responsible financial management.
• Be a Canadian resident with a valid government-issued ID.
• Use the card for personal, non-business purposes (business accounts do not qualify).

How to apply for the Rogers Red World Elite Mastercard

Applying for this card is simple and can be done through various methods:

Through the website

• Visit the Rogers Bank website.
• Select the Rogers Red World Elite Mastercard from the credit card options.
• Click on “Apply Now” and fill out the application form with your personal and financial details.
• Review the terms and conditions, then submit your application. You’ll receive a response once your information is processed.

Using the app

• Download the Rogers Bank app from the App Store or Google Play.
• Log in to your account or create a new one.
• Navigate to the “Apply for a Card” section and select the Rogers Red World Elite Mastercard.
• Complete the application form and submit your details directly through the app.

In-store or at a Rogers location

• Visit a Rogers store near you for in-person assistance.
• Speak with a representative about the application process.
• Provide any required documentation, such as proof of income and identification.
• Submit your application with the help of a Rogers employee.

The Rogers Red World Elite Mastercard is an excellent choice for individuals who value flexibility, rewards, and cost-efficiency. Its no-annual-fee structure, robust cash-back program, and extensive travel and insurance benefits make it a standout option in the credit card market.

Whether you’re shopping at home, traveling abroad, or redeeming rewards for everyday expenses, this card offers exceptional value. Apply today and unlock the potential of your spending with the Rogers Red World Elite Mastercard.