The RBC Avion Visa Infinite Privilege is designed for those who seek luxury and exclusive benefits when they travel. This premium card offers substantial rewards, extensive travel benefits, and comprehensive insurance coverage. With the potential to earn up to 70,000 Avion points as a welcome offer, cardholders can enjoy significant travel opportunities right from the start.

One of the standout features of this card is its flexibility in earning and redeeming points. Whether you’re booking flights, vacation packages, or using the points for other travel-related expenses, the RBC Avion Visa Infinite Privilege provides unmatched convenience and value. Additionally, cardholders benefit from luxurious perks such as global airport lounge access, airport security fast track lanes, and dedicated airport parking.

Main Information about the Credit Card

The RBC Avion Visa Infinite Privilege is a high-end credit card tailored for frequent travelers and those who enjoy luxury services. It comes with an annual fee of $399, and an additional card fee of $99. The purchase rate is 20.99%, while the cash advance rate stands at 22.99%. To apply for this card, individuals need to have a minimum personal or household income of $200,000.

How Does the Annual Fee Work?

For a premium card like the RBC Avion Visa Infinite Privilege, the annual fee is $399, which reflects the high-end benefits and services it offers. This fee can be paid in full once a year or potentially divided into monthly payments depending on the cardholder’s agreement with RBC.

Unlike no-annual-fee cards, this fee supports the extensive perks and rewards that come with the card, such as substantial points on purchases, travel benefits, and comprehensive insurance coverage.

How Is the Credit Limit Determined?

The credit limit for the RBC Avion Visa Infinite Privilege is determined based on the applicant’s creditworthiness, income, and overall financial profile. RBC reviews the applicant’s credit history, income statements, and other financial commitments to set an appropriate credit limit. For prepaid cards, the limit is decided by the amount the customer deposits into the card account, giving them control over their spending limit.

Benefits of the Credit Card

The RBC Avion Visa Infinite Privilege offers a plethora of benefits designed to enhance the cardholder’s travel and lifestyle experience. These include:

• Earn 1.25 Avion points for every $1 spent: This accelerated points accumulation can significantly enhance your travel rewards.
• Welcome offer of up to 70,000 Avion points: New cardholders can receive 35,000 points upon approval, 20,000 bonus points after spending $5,000 in the first 6 months, and an additional 15,000 points as an anniversary bonus.
• Global airport lounge access: Enjoy comfort and relaxation with access to exclusive airport lounges worldwide.
• Airport security fast track lanes: Save time at security checks in select Canadian airports.
• Dedicated airport parking: Convenient and exclusive parking options at select locations.
• Travel insurance: Extensive coverage including trip cancellation, trip interruption, emergency medical, and mobile device insurance.
• Instant fuel savings at Petro-Canada: Save 3¢/L on fuel and earn 20% more Petro-Points and Avion points.
• The Friday Friend Pass – 2 for 1 Ski Passes: Enjoy free lift passes at participating resorts across Canada when you buy a Friday lift pass with your RBC Avion Visa.

Highlighted Advantage: Comprehensive Rewards Program

One of the most attractive features of the RBC Avion Visa Infinite Privilege is its robust rewards program. Cardholders earn 1.25 Avion points for every dollar spent, which can be redeemed for flights on any airline, at any time, without blackout dates.

This flexibility extends to booking vacation packages, hotels, cruises, and tours. Additionally, the Friday Friend Pass allows cardholders to enjoy 2-for-1 ski passes, making it a valuable perk for winter sports enthusiasts.

Disadvantages

While the RBC Avion Visa Infinite Privilege offers many benefits, it also comes with a few downsides:

• High annual fee: $399 can be considered steep, especially for those who may not fully utilize the travel benefits.
• High-income requirement: A minimum personal or household income of $200,000 is required, limiting accessibility.
• Higher interest rates: The purchase rate is 20.99% and the cash advance rate is 22.99%, which are relatively high compared to some other credit cards.

Highlighted Disadvantage: High Annual Fee

The significant annual fee of $399 might deter potential applicants who are not frequent travelers or do not fully utilize the extensive benefits offered by the card. This fee supports the premium services and rewards, but can be seen as a drawback for those seeking a more budget-friendly credit card option.

Who Can Apply for This Card?

The RBC Avion Visa Infinite Privilege card is available to individuals who meet the following criteria:

• Minimum personal or household income: Applicants must have an annual income of at least $200,000.
• Credit score: A good to excellent credit score is typically required.
• Age: Applicants must be of legal age in their province or territory.
• Residency: Must be a Canadian resident.
• Creditworthiness: Applicants should not have a history of significant credit issues.

How to Apply for the RBC Avion Visa Infinite Privilege Card

Applying for the RBC Avion Visa Infinite Privilege card can be done through various methods, each providing a secure and efficient application process.

Applying Online

To apply online, visit the RBC website and navigate to the RBC Avion Visa Infinite Privilege page. Click on “Apply Now” and fill out the required personal and financial information. The online application is secure, and you can expect a response in less than 60 seconds.

Applying via the Mobile App

Download the RBC Mobile App on your Android or iPhone device. Open the app, sign in to your RBC account, and select the RBC Avion Visa Infinite Privilege card from the list of available credit cards. Follow the prompts to complete your application.

Applying In-Store/Agency

Visit your nearest RBC branch to apply for the RBC Avion Visa Infinite Privilege card in person. Bring necessary documents such as identification, proof of income, and any other required information. An RBC representative will assist you with the application process and answer any questions you may have.

The RBC Avion Visa Infinite Privilege is a comprehensive credit card designed for high-income earners who travel frequently and seek luxury benefits. With its extensive rewards program, travel perks, and insurance coverage, it offers significant value for those who can take advantage of its offerings.