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By: Caxias On
The card presents a 5% cashback on combined gas station and grocery store purchases (excluding Target and Walmart) up to $12,000 spent in the initial year and rotating quarterly categories catering to diverse spending habits.
New cardholders have the opportunity to earn a $200 bonus after modest spending within the first three months, providing quick returns on everyday purchases.
Cardholders benefit from a generous rewards rate for travel and dining, rivaling the rates of some premium travel cards without associated fees.
Travel must be booked through Chase to earn the maximum rewards, which may not always offer the best deal compared to booking directly with airlines or hotels.
With a high variable APR, carrying a balance can significantly increase the cost of your purchases, negating the benefits of cash back earned.
Although the card excels in rewards for domestic spending, it may not be the best option for international travel due to foreign transaction fees.