loader image
Finding your recommendation...

Everything You Need to Know About the Chase Freedom Flex Card

The Chase Freedom Flex card is an outstanding choice for individuals seeking various rewards without an annual fee. It offers a significant welcome bonus and a comprehensive rewards structure that includes rotating bonus categories and benefits on travel, drugstores, and dining.

By: Caxias On

Do you like this card?

How does the welcome bonus of the Chase Freedom Flex work?

The Chase Freedom Flex offers a $200 bonus after spending $500 on purchases within the first three months. Additionally, earn 5% cashback on combined purchases at gas stations and grocery stores (excluding Target and Walmart) up to $12,000 spending in the initial year.

  • Is the welcome bonus applicable to all purchases?

    No, the welcome bonus does not apply to purchases at Target and Walmart.

  • Is there a limit to the 5% reward on grocery and gas station purchases?

    Yes, the 5% reward is capped at $12,000 in combined spending for the first year.

  • Do purchases outside of the rotating categories earn rewards?

    Yes, all other purchases earn a 1% reward.

  • What is the interest rate for the Chase Freedom Flex card?

    The regular APR for the Chase Freedom Flex card varies between 20.49% – 29.24%. This variable rate depends on the market conditions and the cardholder’s creditworthiness at the time of the credit approval.

  • What credit score is needed to qualify for the Chase Freedom Flex card?

    An excellent to good credit score is typically required to qualify for the Chase Freedom Flex card, generally ranging from 700 to 749. However, the credit score is not the only factor considered during the application process.

What are the primary advantages and disadvantages of the Chase Freedom Flex?

The main advantages include no annual fee, rotating bonus categories offering 5% rewards when activated, and a generous reward rate in various other categories. The primary drawback is that to earn 5% cashback, travel bookings must be made through Chase Ultimate Rewards®.