Finding your recommendation...
Close
By: Caxias On
You can choose other cards too:
The Wells Fargo Reflect® Card offers significant financial benefits, starting with a generous 0% introductory APR for 21 months on both purchases and qualifying balance transfers. This feature allows cardholders to make purchases or transfer balances without incurring interest charges during the introductory period, providing valuable savings and flexibility in managing finances. After the initial 21-month period, the APR (Annual Percentage Rate) on the Wells Fargo Reflect® Card will vary based on creditworthiness. Cardholders can expect a variable APR of 18.24%, 24.74%, or 29.99%. The specific rate assigned will depend on factors such as credit history, income, and overall financial profile. This card is particularly advantageous for those looking to consolidate existing credit card balances or make large purchases while minimizing interest costs over an extended period. It also offers the convenience of managing finances through Wells Fargo’s online banking platform and mobile app, providing easy access to account information and payment options. With its competitive introductory APR and variable rates thereafter, the Wells Fargo Reflect® Card is designed to provide both short-term benefits and long-term financial flexibility for cardholders.
You can request a balance transfer during the application process or, if you already have the card, through Wells Fargo Online or by calling 1-800-642-4720.
The balance transfer limit is up to your available credit limit, which includes any applicable balance transfer fees.
The Wells Fargo Reflect Card typically includes a balance transfer fee. Please check the Important Credit Terms for current rate and fee information.
Having a strong credit score is crucial in the world of finance, acting as a key determinant in qualifying for the best credit card deals available. It’s not just about access to premium offers; a high credit score is a reflection of your financial reliability and prudence. This score is a vital factor that creditors consider, as it indicates your ability to manage credit and make timely payments. A commendable score can open doors to more favorable interest rates, higher credit limits, and more attractive credit terms, ultimately enhancing your financial flexibility. Maintaining a solid credit score involves responsible financial habits such as paying bills on time, keeping credit card balances low relative to your credit limits, and avoiding excessive credit inquiries. These practices not only help preserve your current score but also potentially improve it over time, leading to better financial opportunities and security in the future.